/* ============================================
   F3 CRED — Stylesheet
   Gold / White / Dark-green fintech theme
   ============================================ */

:root {
  --gold-1: #f4d675;
  --gold-2: #d4af37;
  --gold-3: #b8860b;
  --gold-gradient: linear-gradient(135deg, #f9e29a 0%, #d4af37 45%, #a97a1f 100%);
  --dark: #1a1a1a;
  --gray-text: #55585c;
  --light-bg: #faf9f6;
  --card-bg: #ffffff;
  --green-app: #0e2b20;
  --green-accent: #14532d;
  --border-light: #ececec;
  --shadow-soft: 0 10px 30px rgba(0, 0, 0, 0.07);
  --shadow-card: 0 6px 18px rgba(0, 0, 0, 0.06);
  --radius-lg: 20px;
  --radius-md: 14px;
  --radius-pill: 999px;
  --max-width: 1200px;
  font-size: 16px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Poppins', 'Segoe UI', Arial, sans-serif;
  color: var(--dark);
  background: #fff;
  line-height: 1.5;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }

a { text-decoration: none; color: inherit; }

ul { list-style: none; }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.gold {
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

/* ============ BUTTONS ============ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 30px;
  border-radius: var(--radius-pill);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.3px;
  border: none;
  cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease, opacity 0.2s ease;
  text-transform: uppercase;
}

.btn-gold {
  background: var(--gold-gradient);
  color: #3a2c05;
  box-shadow: 0 8px 20px rgba(212, 175, 55, 0.35);
}

.btn-gold:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 26px rgba(212, 175, 55, 0.45);
}

.btn-outline-gold {
  background: transparent;
  border: 1.5px solid var(--gold-3);
  color: var(--gold-3);
  padding: 10px 20px;
  border-radius: var(--radius-pill);
  font-weight: 600;
  font-size: 0.8rem;
  cursor: pointer;
  text-transform: uppercase;
  transition: all 0.2s ease;
  width: 100%;
}

.btn-outline-gold:hover {
  background: var(--gold-gradient);
  color: #3a2c05;
  border-color: transparent;
}

.full-width { width: 100%; }

/* ============ HEADER / NAV ============ */
.navbar {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border-light);
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding-top: 12px;
  padding-bottom: 12px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

.logo-badge {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--gold-gradient);
  color: #3a2c05;
  font-weight: 800;
  font-size: 1.1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.logo-img {
  height: 48px;
  width: auto;
  border-radius: 10px;
  display: block;
}

.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.logo-title {
  font-weight: 800;
  font-size: 1.05rem;
  color: var(--dark);
}

.logo-sub {
  font-size: 0.55rem;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--gray-text);
}

.nav-links {
  display: flex;
  gap: 28px;
  flex: 1;
  justify-content: center;
}

.nav-links a {
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--dark);
  position: relative;
  padding: 6px 0;
}

.nav-links a::after {
  content: '';
  position: absolute;
  left: 0; bottom: 0;
  width: 0; height: 2px;
  background: var(--gold-gradient);
  transition: width 0.25s ease;
}

.nav-links a:hover::after { width: 100%; }

.nav-cta { padding: 11px 24px; font-size: 0.8rem; }

.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}

.menu-toggle span {
  width: 24px;
  height: 2px;
  background: var(--dark);
  border-radius: 2px;
}

/* ============ HERO ============ */
.hero {
  padding: 70px 0 60px;
  background: radial-gradient(circle at 85% 15%, rgba(212,175,55,0.08), transparent 55%);
}

.hero-grid {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 60px;
  align-items: center;
}

.hero-text h1 {
  font-size: 2.5rem;
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 18px;
  color: var(--dark);
}

.hero-text p {
  font-size: 1.05rem;
  color: var(--gray-text);
  margin-bottom: 30px;
  max-width: 520px;
}

/* ============ PHONE MOCKUP ============ */
.hero-phone { display: flex; justify-content: center; }

.phone-frame {
  width: 280px;
  background: #111;
  border-radius: 42px;
  padding: 14px;
  box-shadow: var(--shadow-soft), 0 0 0 2px #333;
  position: relative;
}

.phone-notch {
  position: absolute;
  top: 14px;
  left: 50%;
  transform: translateX(-50%);
  width: 90px;
  height: 20px;
  background: #111;
  border-radius: 0 0 14px 14px;
  z-index: 2;
}

.phone-screen {
  background: linear-gradient(180deg, var(--green-app), #08170f);
  border-radius: 30px;
  padding: 34px 18px 18px;
  min-height: 480px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  color: #fff;
}

.app-topbar {
  display: flex;
  justify-content: space-between;
  font-size: 0.7rem;
  color: #cde8d7;
  opacity: 0.8;
}

.app-plan {
  background: rgba(255,255,255,0.08);
  padding: 3px 10px;
  border-radius: var(--radius-pill);
}

.app-balance-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-md);
  padding: 16px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.app-balance-label { font-size: 0.65rem; color: #a9d3ba; text-transform: uppercase; letter-spacing: 0.5px; }
.app-balance-value { font-size: 1.5rem; font-weight: 700; }

.app-actions {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
  text-align: center;
}

.app-action { display: flex; flex-direction: column; align-items: center; gap: 6px; }

.app-icon-circle {
  width: 34px; height: 34px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.85rem;
  background: #e2483d;
  color: #fff;
}

.app-action small { font-size: 0.6rem; color: #d7ebdf; }

.app-hero-banner {
  margin-top: auto;
  background: rgba(255,255,255,0.05);
  border-radius: var(--radius-md);
  padding: 16px;
}

.app-hero-logo {
  font-weight: 800;
  color: var(--gold-1);
  font-size: 1rem;
  display: block;
  margin-bottom: 4px;
}

.app-hero-text { font-size: 0.72rem; color: #cfe9d9; line-height: 1.4; }

.app-transactions { display: flex; flex-direction: column; gap: 8px; }
.app-transactions li {
  display: flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.05);
  border-radius: 10px;
  padding: 8px 10px;
  font-size: 0.7rem;
}
.tx-dot {
  width: 18px; height: 18px;
  border-radius: 50%;
  background: #1f7a4d;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.6rem;
  flex-shrink: 0;
}
.tx-tag { margin-left: auto; color: #9fc7ae; font-size: 0.62rem; }

.app-tabbar {
  display: flex;
  justify-content: space-between;
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 12px;
  font-size: 0.9rem;
  color: #8fb89e;
}

.tab.active { color: #fff; }
.tab.dot {
  background: var(--gold-gradient);
  color: #3a2c05;
  width: 26px; height: 26px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.65rem;
  font-weight: 800;
}

/* ============ FEATURES ROW ============ */
.features-row { padding: 20px 0 70px; }

.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.feature-card {
  background: var(--card-bg);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 30px 26px;
  box-shadow: var(--shadow-card);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.feature-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-soft); }

.feature-icon {
  width: 52px; height: 52px;
  border-radius: 14px;
  background: var(--gold-gradient);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
}

.feature-icon svg {
  width: 26px; height: 26px;
  fill: none;
  stroke: #3a2c05;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.feature-card h3 { font-size: 1.15rem; margin-bottom: 10px; }
.feature-card p { color: var(--gray-text); font-size: 0.9rem; }

/* ============ SECTION HEADING ============ */
.section-heading { text-align: center; max-width: 620px; margin: 0 auto 44px; }
.section-heading h2 { font-size: 2rem; font-weight: 800; margin-bottom: 12px; }
.section-heading p { color: var(--gray-text); font-size: 1rem; }

/* ============ CREDIT SECTION ============ */
.credit-section { padding: 70px 0; background: var(--light-bg); }

.credit-grid {
  display: grid;
  grid-template-columns: 340px 1fr;
  gap: 30px;
  align-items: start;
}

.simulator-card {
  background: var(--card-bg);
  border-radius: var(--radius-lg);
  padding: 30px;
  box-shadow: var(--shadow-card);
  position: sticky;
  top: 100px;
}

.simulator-card h3 { font-size: 1.25rem; margin-bottom: 22px; }

.slider-group { margin-bottom: 22px; }

.slider-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 10px;
  color: var(--dark);
}

input[type="range"] {
  width: 100%;
  accent-color: var(--gold-3);
  height: 4px;
  cursor: pointer;
}

.slider-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.78rem;
  color: var(--gray-text);
  margin-top: 8px;
}

.slider-value { font-weight: 700; color: var(--gold-3); }

.input-group { margin-bottom: 26px; }

.input-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 8px;
}

.input-group input[type="text"] {
  width: 100%;
  padding: 12px 14px;
  border-radius: 10px;
  border: 1px solid var(--border-light);
  font-family: inherit;
  font-size: 0.9rem;
}

.input-group input:focus, .signup-card input:focus { outline: 2px solid var(--gold-2); }

.credit-options-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.credit-card {
  background: var(--card-bg);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  padding: 24px 20px;
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  transition: transform 0.25s ease;
}

.credit-card:hover { transform: translateY(-4px); }

.credit-icon { font-size: 1.8rem; margin-bottom: 12px; }
.credit-card h4 { font-size: 1.02rem; margin-bottom: 2px; }
.credit-sub { font-size: 0.75rem; color: var(--gold-3); font-weight: 600; display: block; margin-bottom: 10px; min-height: 14px; }
.credit-card p { font-size: 0.83rem; color: var(--gray-text); margin-bottom: 18px; flex: 1; }

/* ============ BENEFITS / CONTA DIGITAL ============ */
.benefits-section { padding: 80px 0; }

.benefits-grid {
  display: grid;
  grid-template-columns: 320px 1fr;
  gap: 60px;
  align-items: center;
}

.benefits-text h2 { font-size: 1.9rem; font-weight: 800; margin-bottom: 26px; max-width: 480px; }

.benefit-cards-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  margin-bottom: 32px;
}

.benefit-card {
  display: flex;
  gap: 14px;
  background: var(--light-bg);
  border-radius: var(--radius-md);
  padding: 18px;
}

.benefit-icon { font-size: 1.4rem; flex-shrink: 0; }
.benefit-card h4 { font-size: 0.95rem; margin-bottom: 4px; }
.benefit-card p { font-size: 0.8rem; color: var(--gray-text); }

.plan-price { font-size: 1.5rem; font-weight: 800; margin-bottom: 14px; }

.plan-details { margin-bottom: 26px; }
.plan-details li {
  font-size: 0.9rem;
  color: var(--gray-text);
  padding-left: 22px;
  position: relative;
  margin-bottom: 8px;
}
.plan-details li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--gold-3);
  font-weight: 700;
}

/* ============ MOBILITY SECTION ============ */
.mobility-section { padding: 80px 0; background: var(--light-bg); }

.mobility-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 26px;
  margin-bottom: 34px;
}

.mobility-card {
  background: var(--card-bg);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-card);
  text-align: center;
}

.mobility-card h3 { font-size: 1.1rem; margin-bottom: 18px; min-height: 48px; }

.mobility-illustration {
  background: linear-gradient(180deg, #eef6f0, #f8f8f8);
  border-radius: var(--radius-md);
  padding: 20px;
  margin-bottom: 18px;
}

.mobility-illustration svg { width: 100%; height: auto; max-height: 110px; }

.mobility-card p { color: var(--gray-text); font-size: 0.88rem; margin-bottom: 18px; }

.mobility-tags {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 22px;
}

.mobility-tags span {
  font-size: 0.75rem;
  background: var(--light-bg);
  border: 1px solid var(--border-light);
  padding: 6px 12px;
  border-radius: var(--radius-pill);
  color: var(--dark);
}

.invest-note {
  text-align: center;
  background: #fff;
  border: 1px dashed var(--gold-2);
  border-radius: var(--radius-md);
  padding: 16px;
  font-size: 0.9rem;
  color: var(--gold-3);
  font-weight: 600;
  max-width: 720px;
  margin: 0 auto 50px;
}

.transport-heading { text-align: center; font-size: 1.3rem; margin-bottom: 24px; }

.transport-icons {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  max-width: 700px;
  margin: 0 auto;
}

.transport-icon {
  text-align: center;
  background: var(--card-bg);
  border-radius: var(--radius-md);
  padding: 22px 10px;
  box-shadow: var(--shadow-card);
}

.transport-icon span { font-size: 1.8rem; display: block; margin-bottom: 10px; }
.transport-icon p { font-size: 0.8rem; color: var(--gray-text); }

/* ============ SOBRE NÓS ============ */
.about-hero {
  padding: 80px 0 60px;
  text-align: center;
  background: radial-gradient(circle at 50% 0%, rgba(212,175,55,0.1), transparent 60%);
}

.eyebrow {
  display: inline-block;
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--gold-3);
  background: var(--light-bg);
  border: 1px solid var(--border-light);
  padding: 8px 18px;
  border-radius: var(--radius-pill);
  margin-bottom: 20px;
}

.about-hero h1 {
  font-size: 2.2rem;
  font-weight: 800;
  max-width: 760px;
  margin: 0 auto;
  line-height: 1.3;
}

.about-section { padding: 64px 0; }
.about-section.alt { background: var(--light-bg); }

.about-block-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 22px;
}

.about-icon {
  font-size: 1.8rem;
  width: 56px;
  height: 56px;
  flex-shrink: 0;
  border-radius: 16px;
  background: var(--gold-gradient);
  display: flex;
  align-items: center;
  justify-content: center;
}

.about-icon.wide {
  width: auto;
  min-width: 56px;
  padding: 0 12px;
  font-size: 1.3rem;
  white-space: nowrap;
}

.about-block-header h2 {
  font-size: 1.5rem;
  font-weight: 800;
}

.about-intro {
  color: var(--gray-text);
  font-size: 1rem;
  max-width: 780px;
  margin-bottom: 30px;
}

.about-feature-list {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.about-feature-list.single { grid-template-columns: 1fr; max-width: 600px; }

.about-feature {
  display: flex;
  gap: 14px;
  background: var(--card-bg);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  padding: 22px;
  box-shadow: var(--shadow-card);
}

.about-section.alt .about-feature { background: var(--card-bg); }

.af-icon { font-size: 1.5rem; flex-shrink: 0; }

.about-feature h4 { font-size: 1rem; margin-bottom: 6px; }
.about-feature p { font-size: 0.86rem; color: var(--gray-text); }

.steps-list {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.step-item {
  background: var(--card-bg);
  border-radius: var(--radius-md);
  padding: 26px 22px;
  box-shadow: var(--shadow-card);
  text-align: center;
}

.step-number {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  margin: 0 auto 16px;
  border-radius: 50%;
  background: var(--gold-gradient);
  color: #3a2c05;
  font-weight: 800;
  font-size: 1.1rem;
}

.step-item p { font-size: 0.9rem; color: var(--gray-text); }

.cta-band {
  padding: 60px 0 80px;
  text-align: center;
}

.cta-band-inner {
  max-width: 720px;
  margin: 0 auto;
  background: var(--light-bg);
  border-radius: var(--radius-lg);
  padding: 40px 34px;
}

.cta-band-inner p {
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--dark);
  margin-bottom: 26px;
  line-height: 1.6;
}

.active-link { color: var(--gold-3) !important; font-weight: 700; }

/* ============ SIGNUP SECTION ============ */
.signup-section { padding: 80px 0; }

.signup-grid {
  display: grid;
  grid-template-columns: 1fr 340px;
  gap: 30px;
  align-items: start;
}

.signup-card, .app-download-card {
  background: var(--card-bg);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 34px;
  box-shadow: var(--shadow-card);
}

.signup-card h2 { font-size: 1.6rem; margin-bottom: 6px; }
.signup-sub { color: var(--gray-text); margin-bottom: 26px; font-size: 0.92rem; }

.signup-card form { display: flex; flex-direction: column; gap: 6px; }

.signup-card label {
  font-size: 0.82rem;
  font-weight: 600;
  margin-top: 12px;
  margin-bottom: 6px;
}

.signup-card input[type="text"],
.signup-card input[type="email"] {
  padding: 13px 14px;
  border-radius: 10px;
  border: 1px solid var(--border-light);
  font-family: inherit;
  font-size: 0.9rem;
}

.checkbox-label {
  display: flex;
  align-items: center;
  gap: 8px;
  font-weight: 500 !important;
  font-size: 0.85rem !important;
  margin: 16px 0 22px !important;
}

.checkbox-label input { width: auto; accent-color: var(--gold-3); }

.signup-link {
  text-align: center;
  display: block;
  margin-top: 16px;
  font-size: 0.85rem;
  color: var(--gold-3);
  text-decoration: underline;
}

.app-download-card { text-align: center; }

.app-download-icon {
  width: 64px; height: 64px;
  border-radius: 18px;
  background: linear-gradient(160deg, #0e2b20, #143a29);
  color: var(--gold-1);
  font-weight: 800;
  font-size: 1.4rem;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 18px;
}

.app-download-icon-img {
  width: 72px; height: 72px;
  border-radius: 18px;
  display: block;
  margin: 0 auto 18px;
  object-fit: cover;
}

.app-download-card h3 { font-size: 1.15rem; margin-bottom: 10px; }
.app-download-card p { font-size: 0.85rem; color: var(--gray-text); margin-bottom: 20px; }

/* ============ FOOTER ============ */
.footer { background: var(--dark); color: #ddd; padding: 60px 0 0; }

.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr repeat(3, 1fr);
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}

.footer-brand .logo-badge { margin-bottom: 14px; }
.footer-logo-img { height: 64px; width: auto; border-radius: 12px; display: block; margin-bottom: 14px; }
.footer-brand p { font-size: 0.85rem; color: #aaa; line-height: 1.6; max-width: 260px; }

.footer-col h5 { color: #fff; font-size: 0.9rem; margin-bottom: 16px; text-transform: uppercase; letter-spacing: 0.5px; }
.footer-col a { display: block; font-size: 0.85rem; color: #aaa; margin-bottom: 10px; }
.footer-col a:hover { color: var(--gold-1); }

.footer-bottom {
  text-align: center;
  padding: 22px 0;
  font-size: 0.8rem;
  color: #888;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
}

.footer-legal { display: flex; gap: 20px; }
.footer-legal a { color: #888; font-size: 0.8rem; text-decoration: underline; }
.footer-legal a:hover { color: var(--gold-1); }

/* ============ MODAL: FORMULÁRIOS DE CRÉDITO ============ */
.modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(15, 15, 15, 0.55);
  z-index: 1000;
  align-items: center;
  justify-content: center;
  padding: 20px;
}

.modal-overlay.open {
  display: flex;
}

.modal-box {
  position: relative;
  background: var(--card-bg);
  border-radius: var(--radius-lg);
  padding: 34px 30px;
  width: 100%;
  max-width: 440px;
  max-height: 90vh;
  overflow-y: auto;
  box-shadow: 0 20px 50px rgba(0,0,0,0.25);
  animation: modalPop 0.2s ease;
}

@keyframes modalPop {
  from { transform: translateY(12px); opacity: 0; }
  to { transform: translateY(0); opacity: 1; }
}

.modal-close {
  position: absolute;
  top: 14px;
  right: 16px;
  background: none;
  border: none;
  font-size: 1.6rem;
  line-height: 1;
  color: var(--gray-text);
  cursor: pointer;
  padding: 4px;
}

.modal-close:hover { color: var(--dark); }

.modal-box h3 {
  font-size: 1.3rem;
  font-weight: 800;
  margin-bottom: 14px;
  padding-right: 24px;
}

.modal-notice {
  background: var(--light-bg);
  border: 1px dashed var(--gold-2);
  border-radius: var(--radius-md);
  padding: 14px 16px;
  font-size: 0.85rem;
  color: var(--gold-3);
  font-weight: 600;
  margin-bottom: 22px;
  line-height: 1.5;
}

.modal-notice:empty { display: none; }

.modal-field { margin-bottom: 16px; }

.modal-field label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  margin-bottom: 6px;
}

.modal-field input {
  width: 100%;
  padding: 13px 14px;
  border-radius: 10px;
  border: 1px solid var(--border-light);
  font-family: inherit;
  font-size: 0.9rem;
}

.modal-field input:focus { outline: 2px solid var(--gold-2); }

#creditModalForm .btn { margin-top: 6px; }

/* ============ RESPONSIVE ============ */
@media (max-width: 980px) {
  .hero-grid, .benefits-grid { grid-template-columns: 1fr; }
  .hero-phone, .benefits-phone { order: -1; margin-bottom: 20px; }
  .credit-grid { grid-template-columns: 1fr; }
  .simulator-card { position: static; }
  .credit-options-grid { grid-template-columns: repeat(2, 1fr); }
  .mobility-grid { grid-template-columns: 1fr; }
  .signup-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .about-feature-list { grid-template-columns: 1fr 1fr; }
  .steps-list { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .nav-links, .nav-cta { display: none; }
  .menu-toggle { display: flex; }

  .nav-links.open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: #fff;
    padding: 20px 24px;
    gap: 16px;
    border-bottom: 1px solid var(--border-light);
    box-shadow: var(--shadow-soft);
  }

  .hero-text h1 { font-size: 1.9rem; }
  .features-grid { grid-template-columns: 1fr; }
  .credit-options-grid { grid-template-columns: 1fr; }
  .benefit-cards-grid { grid-template-columns: 1fr; }
  .transport-icons { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .section-heading h2 { font-size: 1.6rem; }
  .about-hero h1 { font-size: 1.7rem; }
  .about-feature-list { grid-template-columns: 1fr; }
  .about-block-header { align-items: flex-start; }
  .cta-band-inner { padding: 28px 20px; }
  .modal-box { padding: 28px 22px; }
}